1. Acceptance of these terms
These Terms & Conditions (“Terms”) govern your access to and use of compareautopolicy.com (the “Website”) and communications or advisory services provided by Auto Insurance Mentor (“Auto Insurance Mentor,” “we,” “us,” or “our”). Auto Insurance Mentor is operated by AMAL JAHAN INC. By accessing or using the Website, you agree to these Terms. If you do not agree, please do not use the Website.
2. Informational and advisory purpose only
The Website and any consultation, comparison discussion, or materials we provide are for general informational and advisory purposes. They are intended to help you organize questions and better understand policy information that may be available to you. They are not insurance quotes, insurance applications, policy documents, binding coverage determinations, legal advice, financial advice, or a recommendation to purchase a particular insurance product.
Coverage availability, policy terms, pricing, eligibility, underwriting, and claims decisions are determined solely by licensed insurers, carriers, agencies, brokers, or other authorized providers. You are responsible for reviewing any policy materials and working directly with appropriately licensed professionals before making an insurance decision.
3. No insurance transaction or relationship
Your use of this Website does not create an insurance relationship, broker relationship, agent relationship, or any other regulated insurance relationship with us. We do not represent that any policy, rate, insurer, coverage, or option will be available to you. Submitting a form or contacting us does not constitute an application for insurance and does not create or bind coverage of any kind.
4. Your use of the Website
You agree to use the Website lawfully and only for its intended purposes. You will not attempt to interfere with Website security or operation, introduce malicious material, use automated means to access the Website without permission, or submit information that is knowingly false, unlawful, or infringing.
5. Accuracy and third party information
We aim to present helpful and current information, but we do not guarantee that Website content is complete, accurate, current, or applicable to your individual circumstances. Insurance information can change and may vary by location, carrier, vehicle, driver history, and other factors. Any references to third party providers or information sources are for convenience only and do not imply endorsement, affiliation, or recommendation.
6. Communications
When you provide contact information through the Website, you authorize us to respond to your inquiry through the contact method you provide. You should not submit sensitive personal, financial, health, driver license, policy number, password, account, or payment information through the Website contact form. Communications through the Website may not be secure and should not be treated as confidential unless we agree otherwise in writing.
7. Intellectual property
The Website’s design, content, branding, text, graphics, and other materials are owned by or used with permission by Auto Insurance Mentor and AMAL JAHAN INC, and are protected by applicable intellectual property laws. You may view the Website for personal, non commercial use. You may not reproduce, distribute, modify, or exploit Website content without prior written permission.
8. Disclaimer of warranties
To the fullest extent permitted by law, the Website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant that the Website will be uninterrupted, without errors, secure, or free of harmful components, or that its content will meet your requirements.
9. Limitation of liability
To the fullest extent permitted by law, Auto Insurance Mentor, AMAL JAHAN INC, and their respective officers, employees, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, the Website or reliance on its content. Nothing in these Terms limits liability that cannot be limited under applicable law.
10. Changes and governing law
We may modify these Terms at any time by posting an updated version on this page. The “Last updated” date indicates the latest revision. These Terms will be governed by the laws applicable in the State of New York, without considering principles that address conflicting laws, except where applicable law requires otherwise.
11. Contact us
Questions about these Terms may be sent to info@compareautopolicy.com, or mailed to Auto Insurance Mentor, 333 Morrow Field Ave, Elmira, NY 14904.